Take big steps onto the home ownership ladder with the financial foundation of a fee simple separate titles backing the 758sqm (more or less) land beneath this dwelling. History shows that land is the appreciating component of residential property investment.

The 1970s no fuss dwelling was built for its first owner on a budget. Today it is the more affordable home among the more valuable in a quiet residential street.

Set on the high side of the street there is both a northerly urban vista from the front yard and view to the foot hills of the ranges from the back yard. The home is blessed with sun all year round. The fully fenced backyard is a private sun trap over the summer months.

This is inner city real estate from which the school bus stop to primary, Intermediate and Colleges is a 350m walk away, New World supermarket is 2km away and expressway on and off ramps to and from the central business district employment hub is 450m around the corner.

The approximately 98sqm floor area dwelling is underwhelming on its generous land. There is opportunity to reconfigure and more living room and thereby add value.

In the bigger picture Plan Change33 to the Tauranga City Plan reclassifies this address into Medium Density Residential. Arguably the desire for these fee simple separate titles will witness more appreciation in their value.

Take a big step in the right direction.