12-MONTH INVESTMENT TERM**

$100,000 MINIMUM INVESTMENT

Centuria Bass NZ First Mortgage Fund No. 4 offers wholesale investors a forecast pre-tax return of 10% p.a.*, with investors' funds used to refinance a land bridge loan to borrowing entities associated with Thames Pacific, a reputable New Zealand property developer, secured by first mortgages over two well located properties. Investors' capital and the target return are forecast to be distributed when the land bridge loan is due to be repaid in April 2025**.

The $12.88m first mortgage loan facility is secured by two properties with a total “as is” valuation of circa $35.95m providing a loan-to-value ratio of 35.8%. This opportunity is structured as a PIE providing a maximum tax rate of 28% and investment is available from $100,000.

Managed by Centuria Bass Credit, the highly experienced commercial real estate debt arm of ASX-listed Centuria Capital, they have a strong track record with over 125 real estate debt investments made, with all exited deals having returned the original forecast return to investors, or above.***

For more information on this investment opportunity, including the Investment Memorandum visit www.centuria.co.nz/cbnzfm4 or contact the selling agents.

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*Target return of 10.0% per annum net of all fees, with the rate of return and the initial investment repaid at maturity of the Bridge Loan. The return is calculated on a pre-tax internal rate of return basis (IRR).

**Expected term is approximately 12 months (391 days from the assumed allotment date of 18 March 2024), however the loan may be extended (as described in the Investment Memorandum).

***Past performance is not indicative of future performance.